A Week of Firsts and Lasts

Last week I travelled to Dallas, Texas for my last-ever North American Lab Managers meeting. Over the past 14 years I have been able to travel to places like California, Wisconsin, Pennsylvania, Quebec, Minnesota, New York and Maine to meet up with my fellow lab managers to discuss various topics related to our jobs testing milk for the purpose of dairy herd improvement.

The usual suspects appear at these meetings year-after-year and you get to know and respect them soon enough and look forward to catching up with them at this annual conference. So this last meeting was bittersweet, for me.

I was pleased to hear from so many of my colleagues that I will be missed. A couple of my partners-in-crime at this meeting have promised to drop in on me at my new home on Vancouver Island. I may wake up one day to find an RV full of these rascals parked in my driveway. Which would be way cool, as they are a fun bunch, and we had a lotta laughs after the first day’s very full agenda of speakers and discussions, when we headed to the hotel bar to kick back and shoot the you-know-what. 😉

The second day of this 2-day conference is always a tour day. I didn’t know where we were going until the day before, so had low to no expectations as to what we were going to be treated to. The agenda said we would first tour a Federal Milk Marketing Order lab (always cool to see someone else’s facility), then after lunch we would visit the George W. Bush Presidential Library and Museum, and then the Fort Worth Stockyards before having dinner in Fort Worth. (George W. Bush was not exactly my favourite American president and I had no idea what we would see at the stockyards so my expectations remained low.)

Imposing entrance. It’s presidential, after all!

I was very pleasantly surprised and impressed at the quality of exhibits at this museum, and I would encourage anyone visiting the Dallas area to take the time to visit. (I didn’t have time to check out the library portion so can’t comment on that.)

There was of course a large part of the museum dedicated to 9/11 artifacts, as this occurred during Dubya’s presidency. It was very moving to see this, especially as we visited on September 10 – one day before the 18th anniversary of this horrific day.

Twisted, heat-damaged steel beams from the World Trade Center in front of a wall with the names of every victim and some of the stories from that awful time.

There were many exhibits (including short videos) on the Bush presidency – all aspects of their lives and the initiatives undertaken by the Bushes – as well as a recreation of the Oval Office, as it existed during that time.

Clothes worn by the Bushes along with place settings used at state dinners.
First Dog, Spot

Like I said earlier, I was not a fan of Dubya. Although after seeing the projects he and Mrs. Bush championed during his terms, and contrasting and comparing that to who is in charge now, I’ve decided he wasn’t really all that bad. In fact, he seems like a bit of a moral and mental giant to me now, considering…a-hem! 😉

An American I was with at the time said much the same to me as we walked through the halls of the museum. Said he’d like to shake Bush’s hand NOW as he didn’t realize at the time how much worse things could get. See, all you need to be remembered kindly is to have someone come later who’s a complete villain/moron.

Gosh, part of me very selfishly hopes the next lab manager makes people remember me fondly too! 😉

After seeing these artifacts, and an exhibit across the hall on presidential retreats (also hella interesting – so interesting I forgot to take pics, sorry!), it was “Back on the bus, people!” to get to the Fort Worth stockyards just in time for a CATTLE DRIVE!

Twice a day Texas longhorn cattle are driven down the street in a recreation of the time when these animals were herded from the natural pastures of Fort Worth along the Chisholm Trail to railheads in Kansas. “C’mon cows!”, the cowboys sang out as they passed. (Although even a city slicker like me could tell they were mostly steers, not cows.)

I flew home on September 11. Didn’t notice any heightened security or anything like that, and at the airports it was just another day. As it should be.

Then on September 12 – the day I had been eagerly anticipating for weeks – I went to Thrive Studios to meet with Angela McDonald to get a major piece inked onto my forearm. My first large black and grey tattoo!

My “Mucha Mermaid”, freshly inked. Took a little over 2 hours. I am beyond pleased with Angela’s artistry in realizing my vision for this piece.
48 hours later. Still healing. Sorry about the poor light. I have it heavily moisturized and there was a glare on my arm if I was in better light.

This piece has multiple meanings for me. One is that is symbolizes my future, surrounded by the ocean on Vancouver Island.

The other, larger meaning is that it is in honour of my mother (mostly) and representative of my family. My mother (the mermaid) loved the water, loved to swim, was a lifeguard, taught water aerobics and supervised a therapy pool at a retirement home before she retired. My dad (the damaged anchor) was also in love with the sea and worked for a bit for the Dutch Merchant Marine as a young man. He would have kept with it, but the papers came through for immigration to Canada soon after joining, so that ended that dream for him. The cracks in the anchor speak to the demons that plagued him (and that the family bore the brunt of), especially as he got older. The three little fish are me and my two sisters. When I mentioned to my daughter the tattoo she reminded me that this was initially her idea for a tattoo many years ago, minus the cracks in the anchor and the little sister fishies. I had forgotten about this and obviously had stolen (unknowingly) her idea. Sorry, kiddo!

Speaking of stealing others’ good ideas – just before I left for Dallas, I received an order from Vistaprint of “business” cards, for handing out to friends and such once I am retired. (Really, what do you call these damn things when you aren’t working anymore??? They need a better name than business cards!)

I know of several retired people who have gotten cards done for this purpose, and I was especially inspired by Janis of Retirementally Challenged, who designed a beautiful card with a quote on it! So once again I stole (knowingly, this time). Behold:

What you can’t see is that I ordered a pearlescent sheen on these cards. Oh, I be so FANCY. This quote sums up just about everything I’d love to be/have/do in my retirement. Well, plus family, and assorted adventures with plenty of “shenanigans” involved. Yeah, I want it all.

I’m back to “normal life” for the next couple of weeks until Joanne and I hit the road for a weekend adventure. Sixteen weeks left at my work. Time is flying now.

And how are you all making out as we head into Autumn? Do tell!

Rock on,

The WB

“If I’d Known I Was Gonna Live This Long…

…I’d have taken better care of myself. “- Eubie Blake

This week I got some news that I’d been waiting for – my health traits analysis, from My Heritage. They were able to pull this information from the sample I had submitted last year, for my genetic makeup.

I was absolutely sure that I would be told I was at increased risk for cardiac disease, given my history with TIAs, and my family history (father dying at 63 from a massive heart attack, younger sister experiencing a heart attack, other relatives with coronary artery disease). However, I am only at average risk for this and other biggies that people don’t want to know about – like Alzheimers and Parkinsons. My Heritage warns you before they give you the data that this information is in there, and asks you to assent that you actually do want to see your genetic propensity for these devastating diseases. Of course, I clicked a resounding YES. Information is power, people. If I am at an elevated risk for Alzheimers, damn straight I want to know about it so I can plan accordingly!

Long story short – I am at average risk for heart disease, various cancers, Crohn’s disease, some stuff I never heard of, and the aforementioned Alzheimers and Parkinsons. Whew!

I am slightly increased risk for Celiac disease. Hmmm…perhaps this explains my heartburn when I eat wheat, currently under control thanks to modern medicine?

And last but certainly not least, my health report states I am at significantly decreased risk of developing age-related macular degeneration – this is a relief, especially for someone with plans to play a lot with paint in retirement!

So now that it looks like I might live a lot longer than I had anticipated, maybe it’s time to take better care of myself. I’ve noticed I’ve been in a gradual decline of energy this summer.

I’ve been severely anemic before, and this is starting to feel a lot like that. Brain fog, overall fatigue and lack of stamina, lack of focus, falling asleep whenever I am “quiet”. I couldn’t even whip up the energy to make it to Riverfest Elora last weekend so there went the $99 I spent last August on a weekend pass for this year’s festival…ah well, that water is so far under the bridge, it’s already made it to the ocean. 🙂

This is so not me.

I did save my energy so I could go see P!nk on Sunday night though – the ticket was a birthday gift from a good friend of mine!

P!nk performing Just Like Fire. Guess who forgot her good camera at home, and had to rely on ye olde iPhonne? See aforementioned brain fog…sigh.
So What? She’s still a rock star, and she flew all around the arena in that harness. While singing. And doing all sorts of acrobatic maneuvers. BADASS.

OK, where was I? Ah yes. Feeling anemic. I mentioned in a comment to Donna, of Retirement Reflections, that I was needing an iron supplement to keep up with the schedule of things I have lined up. She thought I was joking. I was not, Donna! Behold:

This wonder elixir made me feel 20 years younger when I was anemic, years ago. One week after taking this liquid, I felt restored, and back to my old go-get ’em self again. Something months of swallowing iron tablets failed to do.

I purchased a bottle this week and will be taking it faithfully. My iron levels are on the low side of normal at the best of times, but I feel they may have slipped even further as I haven’t been eating a lot of red meat for many months now (and I’ve started really craving beef – another sign from my body that iron is needed). If this doesn’t pep me up, I’ll be making a visit to the doc for a thorough checkup.

Also on the self-care theme: I splashed out today on a Philips Sonicare toothbrush. My faithful Oral B toothbrush is showing signs of imminent battery failure, as it needs to be charged every other day now…and I am on my last brush head before needing to buy more. So it was definitely time to fish or cut bait as I’ve been dithering about what to do next for the past few months of watching my Oral B steadily go downhill.

This was a pretty expensive purchase. What to do? Get another Oral B, go back to a regular toothbrush, check out the Sonicare…Ultimately I decided on the latter. These were the thoughts that were going through my head:

  1. I’ll be retired in a matter of months and won’t be able to afford it as easily then. (Already I am having these fearful thoughts about no more paycheques…shit!)
  2. What’s the most environmentally friendly option? (Probably rubbing at your teeth with a twig…sigh. Moving on…)
  3. I spent 6 grand on my smile these past 2 years (hello, Invisalign!); an electric toothbrush is protecting my investment.
  4. I’ll have to pay for dental benefits once I retire and my coverage might not be as good as when I was employed; I’d better take the best care possible of my teeth. (More fearful thoughts! Double shit!!)

So, this is what’s going on with me at the moment – trying to get back some energy, and trying to keep my mouth healthy. And realizing that I am worrying already, about finances post-work life. Even though I have done the math over and over again. And my head knows I WILL BE FINE.

What about you, recent retirees or old hands at it? Did you have fearful thoughts about finances when contemplating your retirement? Do tell…

Rock on,

The WB

Moving Thoughts #1: Rent or Own

Even though my impending move is still many months away, I am already consumed with THOUGHTS and FEELINGS about it. So I created a special place to put them in – this 18 month Moleskin journal:

I found a package of stickers at Michaels that seemed appropriate. And went appropriately to town on the cover.
The fact that the fountain pen ink is reddish and looks kinda like I am writing in blood may or may not hold appeal for me. Just sayin’.

So, as can be seen from this journal entry (made in early July), my plan is was to rent for a bit (up to a year) while I search for a new property to buy on the Island. I say “was”, because I had a bit of revelation this week.

I realized I was quietly stressing about the whole “renting for a bit” idea and decided to dig deeper on those feelings this week when I was at home recuperating from heat exhaustion – earned on my birthday, at WTFest.

(I still got to enjoy most of the festival but had to lie down in the shade during The Beaches’ set so I wouldn’t pass out, from overheating. 1 alcoholic drink and no food all afternoon/evening. What a rock n’ roller, eh? 😉 From badass to candyass in one afternoon – that’s me alright!)

I recovered enough to see these guys (Ubiquitous Synergy Seeker aka USS) put on a lengthy, satisfying set of all their great songs – they were the main attraction for me, at WTFest.

During a conversation with my daughter she brought up a concern that she may have to move around the island for work as she is at the start of her career, and didn’t want us to end up too far apart. I said: no worries, gonna rent at first anyways but that got me thinking. And with thinking came a bunch of fears and assumptions that needed deeper exploration.

I was raised by homeowners – people who believed 100% in the wisdom of investing in property vs. renting space. My goal as an adult was to rent the cheapest place possible until I had saved enough for a downpayment and could afford to take the plunge into home ownership myself. Why pay my landlord’s mortgage when I could be paying my own – was my rationale. Renting was a stop gap; something you did until you could do “better”.

I soon realized I was actually kinda scared of going back to renting again. It brought up all kinds of fears about: “wasting” money on rent; living in “suboptimal” conditions (when did I get so fucking bougie???); hating (already!) not being able to improve/decorate the living quarters I was paying for, to my satisfaction. And it brought back all my feelings about some of the yucky places I lived in over the years, with no money to fix them up. And how much I love the space I am living in currently, that I designed and decorated to my satisfaction (finally!!!)…A whole lot of feelings going on, yessirree.

Friends of mine recently went from homeowners to renters and spoke positively of freedom that comes from renting but I wasn’t convinced…I needed more information. Hard numbers, facts, figures!

As one does, I hit the interwebs looking for articles on renting in retirement. One especially spoke to (the MBA in) me – this enlightening article and embedded video, is worth a read/watch. Take your time. I’ll be here when you get back.

Long story short, I have a whole ‘nother attitude about renting. In fact, it is not out of the realm of possibility that I may never own a home again. Instead of tying up (and tying myself down with) funds in another property, I will invest what I clear from the sale of my current abode. What I earn from this could be applied to rent – against those pesky unrecoverable costs – leaving more of my capital intact, for a future home/hippy van/trip around the world/whatever else might strike my fancy purchase.

My friends were right. Renting can be freeing.

You know, I figured these anticipated life changes (retirement, moving) were going to spark some revelations for me. But I didn’t think it was going to happen quite this quickly. Or be quite so HUGE.

What about you? Thoughts on renting vs. owning, especially in retirement?

Rock on,

The WB

A Celebration of Many Things

Updating the months of my life lived on my painting. Click on the 3rd phase of my life link, below, to see my post discussing this piece.

Knock, knock.
Who’s there?
Orange.
Orange who?
Orange you glad I’m not going to talk about Roxodus anymore?

Well, actually I am going to talk about Roxodus for one hot second and then shut up about it (hopefully forever). The latest: the organizers have now filed for bankruptcy. No surprises here, folks!

For those of you who don’t follow me on Instagram (and why the hell not?! I’m FUN – above photo notwithstanding), here is me pouting at the site where Roxodus WOULD have SHOULD have been held, on the weekend it SHOULD have happened. Luckily, I’m not bitter. At all.

So here’s what I REALLY want to talk about: tomorrow is the 3rd anniversary of my second (and hopefully LAST) mini-stroke aka TIA. All has been good on the cerebrovascular front ever since July 26, 2016 and I sure as hell hope it stays that way.

And here’s WHAT ELSE I really want to talk about: I turn 60 YEARS OLD On Saturday! Yep, about to fully enter the 3rd phase of my life (and my wish is that I do get another 30 or so happy, healthy years in this phase).

Hehehe! But, seriously – when?

AND I am RETIRING FROM WORK at the end of this year. YES! I am so excited to enter this next phase of my life as a retired person and see where it takes me. I’ve been carefully taking mental notes of all the retired bloggers I follow (Y’all didn’t know you were role-modelling, did ya?) so if I screw it up, it’s all YOUR fault. Nah, just kidding…I don’t need any help to screw things up. 😉

AND I am MOVING TO VANCOUVER ISLAND in 2020! Expect many more posts on this topic as I plan and scheme and dream and realize this next big adventure of mine.

If you’ve been reading ye olde blogge for a while, you know that I was heart-broken when my daughter moved to Vancouver Island last August. Well, I got over it…sorta. But things have never been the same around Chez Badass since that time. And although I love my place (NOW, that I’ve spent the past 3-4 years renovating and decorating it), it has lost some of its appeal for me since my daughter became more than just a few minutes away from me. (Like a 6 hour flight away!)

And when I visited her last winter (here and here), that really sealed the deal for me. I can’t think of a better place for me to spend my free time (and by golly, that would be ALL OF MY TIME soon now, wouldn’t it?) and still be able to say I’m living in Canada.

To commemorate my actual anniversary of the day of my birth, I am spending Saturday at a rock music festival that IS actually going to happen – WTFest in Brantford, with my concert buddy, Dave. I can’t think of a better way to enter my 7th decade than rocking it out to some great live music. And to celebrate all the good things in my life, now and in the future.

I know you’re laughing right now. Don’t think I don’t know this. Also, no promises.

Whew, that was a lot of announcements for one blog post. I think I’ve worked up an appetite for a big ol’ salad. Luckily, I have one waiting right beside my laptop.

Oh look. It’s a Caesar…salad. 😉

Rock on,

The WB

R is for Road Trippin’ #AtoZChallenge

In the summer, I like to hit the road. Whether for a few hours, a day, or a weekend – the long, temperate days and good driving conditions make it a joy to range further afield.

I have plans for taking much longer road trips, once I am retired. I wrote about that here (during last year’s A-Z Challenge), and also here.

I am still thinking about this almost daily and flip-flopping between a trailer to pull behind me or a small RV (when I am not calculating how many nights’ stay in motel rooms would come close to the cost of either of these options – even second-hand). 😉

I am fortunate that my home is zoned commercial/residential, which means I can park a trailer or RV year-round on my property, even though I am in town – I checked with the by-law officer a few years ago.

My fantasy rig has me road tripping in full-on glamping style:

Like this.

Or this.

And the exterior looks something like this, on my fantasy trailer.

And then there’s the fantasy RV.

Fantasy RV interior.

So far my pros and cons list for each type looks something like this:

Small trailer Pros

  • Roomier
  • Can leave at campsite while using vehicle to explore surrounding area
  • Better for extended stays somewhere

Small trailer Cons

  • Have to learn to tow
  • Entering/leaving my driveway will be difficult (incline, and on busy street)
  • Need bigger vehicle than I currently own, in order to tow even the tiniest trailer

Camping Van Pros

  • Can fit in regular parking space
  • Easier to drive and manoeuvre
  • Better for trips in which only planning to stay 1-2 nights max in each place
  • Can rent one to try out before I buy

Camping Van Cons

  • Now I have to own and maintain 2 motor vehicles
  • Have to pack up the campsite every time I need to go to town or do some local exploring
  • Less space to move around in

I’m currently leaning towards the camping van, as I envision my first few years of road trips will be more driving around than staying in one place. Perhaps I could pack a bike or an electric scooter, for local exploring.

No matter what I decide upon, once I am retired I can chase summer year-round….Canadian road-tripping in the summer, and heading south of the border in the winter.

What about you? Is road-tripping your thing too? Any thoughts or advice to share? What would you choose – a trailer or an RV?

Rock on,

The WB

Can you guess my theme for this year’s A-Z Challenge? All of my A-Z posts this month will be tied into my theme, which is represented by the title of a song that was popular when I was a child. Can you figure it out as the days (and posts) go by? Leave your guesses (one per day only, please) in the comments. At the end of the challenge, I will reveal the theme. Have fun!

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A-Z Reflections of a Survivor

Survivor Badass

Made it through another April and another A-Z Challenge. This is my 3rd year (and 3rd year of successful completion!).

I found having a theme made it easier to write the posts, actually. This was NOT what I was expecting at all. And, also in the NOT what I was expecting department is this: I think I have decided to actually put off retirement for a bit longer than I was thinking at the beginning of the challenge.

I was so sure, that by working through all my little trepidations, by April 30 I would have convinced myself to pull the plug at 60, if not sooner. I also was thinking of moving, once retired, to my lakeside dream abode.

Instead I am (surprise!) undertaking yet another renovation project at Chez Badass – once again investing in my current space and making the people at the bank love me even more than they already do.

This time the foyer (shared space between my tenant and myself) is getting an overhaul, as well as the bathroom on the stair landing, just outside the apartment proper (as a second, guest bathroom). I’m also fixing up the former janitor’s closet off of the foyer, to be a kitchenette for my tenants’ use, and making a bunch of other little improvements too. The ceiling in this closet has to be removed in order to get at the plumbing for the landing bathroom so it seemed the perfect time to do the other improvements to this space as well.

I have to thank my sponsor (Full Time Employment) for making this renovation project happen. 😉

With regards to the lakeside dream home, it could still be a thing. However, I am not as enamoured of the idea as I have been for the past 6 months.

Let’s face it – I have it pretty sweet right here. The library, recreation/seniors centre and many shops that I patronize are all within easy walking distance (5-10 minutes for most). Also within walking distance are the river and some beautiful trails. My building is commercial as well as residential, so I have year-round property maintenance set up. This means I don’t have to cut grass or shovel snow –  just pay others to do it for me (and claim as a legit business expense). And because of the zoning of the property, I can park my future Airstream (drool) or what-have-you trailer right in my driveway, year-round. Some years ago, I checked the bylaws and this was confirmed by the city staff. Public transit is available practically right outside my doorstep. I still get mail delivered right to my door. And I can pick up the City’s free downtown wifi in my office if I had want to.

Pretty much a retiree’s dream set-up, doncha think?

I’m still going to be checking out waterfront real estate options as I ramble around the province, and I’ll be loving the idea of moving to each place under consideration for at least 15 minutes. I may change my mind (yet again) but if I do move, there’s a lot of boxes that need to be checked off first.

I figure now that I can probably get my lake fix via camping, renting a cottage and/or crashing with visiting  Me Too for bit every summer.

Going through this exercise and theme has made me appreciate what I do have even more.

Rock on,

The WB

 

Z is for Zen – Preparing for a Badass Retirement #AtoZChallenge

Z is for feeling Zen about retiring

Housekeeping: Despite deleting a suspicious plug-in and working with Bluehost to try and fix things, some people are still having trouble commenting on the blog. Thank you for keeping me informed about this problem! I am going to try changing my blog’s theme next, to see if that helps. Some spam is getting through again, as well as some comments but why things are not “normal”, I have no idea! No other blogger seems to be reporting this problem (that I can find) so I continue to be stumped but will keep looking for solutions. It will be a case of trial and (much) error I fear, and I thank you for continuing to read, and especially for your patience.

The informal meaning of the word “Zen” is “relaxed and not worrying about things you cannot change“.

Since I believe that my retirement is almost totally within my ability to change at this point, it’s probably not the right word to describe how I am feeling about things at the end of this blogging challenge.

But I can’t think of a better word – especially a Z word – for today, so Zen it is.

By taking this month to explore, in my mind and on ye olde blogge, my thoughts, feelings, goals and dreams about retiring I am more at peace about it.

I’ve opened all the closet doors and exposed my inner bogeymen to the light while focusing on my April theme. They’re still very much there (fears of  do I have enough money and/or time left to fulfill my retirement dreams mainly – especially the latter one) but they are diminished in size. I’ve acknowledged their existence to myself and decided not to let fear rule my decision making at this time.

I have a clearer picture of the type of retirement I would like to enjoy and feel confident it is do-able. As well, I am confident that I have enough resources – specifically: personal resiliency/adaptability – to deal with the unexpected.

I also feel that if suddenly something (Health, I am looking at you!) changed and I had to take retirement before I was really ready, I would be more informed and prepared than I was a month ago.

For a short while during this month, I was visualizing and mentally preparing for retiring as early as age 60. That’s a little over 2 years away. Having “loved/lived the idea for 15 minutes”, now I am not so sure I’ll be ready by then.

There’s more work I would like to do on my building and right now that is more important to me. Investing in the property has an impact on my retirement plan.  As of today, I am willing to work longer in order to make those improvements happen.

I think I will still retire earlier than 65 and hope that when I do, it will be as totally badass as I envision. I’ll be doing everything within my power to make sure that happens.

Thanks for following this challenge (and my first posting series!) this month. We now return to our regular programming…

Rock on,

The WB

Y is for Yearning – Preparing for a Badass Retirement #AtoZChallenge

Y is for Yearning for a Badass Retirement

 

Yesterday one of my colleagues retired from my work, after 20 years spent with the organization. She is only 52. One of the post-work goals she shared with us at her party was that she and her husband are going to tour the States, visiting NFL stadiums (and taking in games, I presume). Not something I would ever want to spend my time on, but hey…different strokes for different folks, right?

I had thought that seeing Diane off would have stirred even more yearnings for retirement in my soul than I already have, but surprisingly it didn’t. During this month of researching and writing posts about quitting work for good, I have had so many conflicting feelings about the subject, particularly when. And I am no closer to knowing “when” now than I was back in March.

What I am sure of is this: my yearnings for breaking the (golden) shackles of work are related mainly to not having enough time (or yet, money) to pursue my true “Dabbler” nature. I do love my work but it takes a lot of my energy, especially right now. And that leaves very little left over for other pursuits. And so my yearnings for retirement increase during these times, often dramatically.

I have this painting hanging over my iMac. I gaze at it often, as I am doing right now. It is a wedding gift from JD’s cousin’s husband, a talented painter of landscapes.

Autumn Road by Michael Roth

I can lose myself easily in this painting. I am walking down that northern lane and taking in the beauty of where I am on the path, and anticipating the beautiful views to come, just around the bend.

For me this symbolizes my yearnings for retirement (and more free time for indulging my dabbling). I love where I am now, but also can’t wait to continue the journey and see what’s around the corner.*

Rock on,

The WB

*One of pluses of reaching this age is the ability to hold opposite and conflicting thoughts in one’s brain and finding that completely natural and normal.

 

X is for Marking the Spot – Preparing for a Badass Retirement #AtoZChallenge

X marks the spot!

X marks the spot on the calendar for quitting work and starting retirement.

Which has not been marked yet – at least, not on any of my calendars!

I did receive my personal code in the mail and have been able to set up my My Service Canada account. I know what I would receive per month if I turned 65 today and what I will receive if I retire at 60, and start my life as an OAP. And I can get a number for any time in between those 5 years. So that is settled!

But instead of being more certain of when I will want to retire as I progress through my theme for this challenge, I find the opposite has happened. For now, I am doubtful I will retire as early as 60. I do think I will want to work a little longer in order to hit certain financial goals, and that’s OK with me.

After all I do enjoy my work, and I am feeling more confident of being able to realize a long, healthy life. Because of this:

A few weeks back, I went again to the neurologist investigating my TIAs of last year, written about here and here. His office called me in for a follow-up. I really like this guy. He seems straight up and kinda cool. Very humble, soft-spoken and has this grey, hippy-ish, mullet-ish, uncontrolled hair. A very wool socks and Birks kind of a guy. Very un-neurologist.

Because I value his opinion, I asked him to tell me frankly – if he was me, knowing what he knows about strokes and risk and having the same medical history as me – how would this affect his decision-making regarding the rest of his life?

He gave it some thought and said “You want to know about your risk, right?” Then he told me that I was probably at lower risk than the general population with respect to having a future stroke, since I had been “caught” and was now on preventative medication.

That made me feel a whole lot better about my prospects and also about having to pop these damn pills daily.

So I am feeling more relaxed about these things and about time in general.

My X will mark the spot sometime between 60 and 65. That is all I think know for now, and that’s OK.

Rock on,

The WB

 

W is for Wealth – Preparing for a Badass Retirement #AtoZChallenge

W is for Wealth but Wealth is more than just money

 

For me, money is just a small (but important!) part of being “wealthy”.

Even though I wonder if I have enough in savings yet for when I am ready to retire, I feel incredibly wealthy just the same.

Traditionally, definitions of wealth describe it as an “abundance of material possessions or money”.

The Widow Badass definition describes wealth as an “abundance of needs being met”.

These needs include:

  • healthy, loving relationships
  • physical health
  • intellectual stimulation
  • creature comforts, including a cozy home
  • feeling safe
  • feeling valued
  • (no consumer debt and) spare cash in the bank

I know some so-called rich people who are actually quite poor by my definition because certain needs are not being met.

And I know some average or low-income people who possess wealth beyond measure because they have everything BUT a lot of extra dough to throw around.

The key, I think, is recognizing and paying attention to your wealth, otherwise known as “counting your blessings”.

What does it matter how much abundance you possess, if you are too blind to recognize and value it?

Rock on,

The WB

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